Our “Lease to Own” homeownership programs are first and foremost affordable relative to the market rents in the local area. Lessees / Buyers enjoy the control and freedom that they would not have in a traditional lease. This also means that Lessees / Buyers are responsible for utilities, maintenance and repairs. Lessees / Buyers pay a one time down payment and a fixed monthly payment which includes property taxes and insurance. A portion of every monthly payment goes toward the option purchase price, so that Lessees / Buyers can build their equity in the home starting Day 1.
Lease to Own Program Benefits
- Easy to qualify
- Low down payment
- Low monthly payment
- Fast approval process
- Below average credit accepted
- Credit Repair
- Portion of each payment goes toward principal reduction
- No closing costs
- Guaranteed financing for 30 years
- No prepayment penalty and no balloon payment
- Freedom to improve and remodel the home
- Opportunity to build sweat equity
- Opportunity for appreciation
- Pets accepted
Streamlined Application Process
- Step 1 – Select a home from our Properties page (view listings click here).
- Step 2 – Contact us for information and to setup a showing.
- Step 3 – View the property
- Step 4 - Initiate due diligence
- Step 5 – Complete and submit application. (for application click here)
- Step 6 – Allow 2 business days to process the application.
- Step 7 – Applicant(s) receives “pre-approval” and request to complete background check.
- Step 8 – Within 24 hours of completing “background check” applicant receives final approval and "Lease to Own" Agreement for review
- Step 9 – Applicant(s) electronically signs “Lease to Own” agreement, pays down payment, and authorizes electronic monthly payments.
- Step 10 – Applicant(s) takes possession of the property and begins their path to Home Ownership